CRISIL's Rating Information Base (www.crisilratings.com) provides information on instruments rated by CRISIL Ratings. A large number of banks, mutual funds, insurance companies, investment banks and large corporates in India subscribe to crisilratings.com, for taking informed investment decisions and tracking such decisions over time.

The crisilratings.com, website provides subscribers with access to the following vital ratings related information in a very convenient manner at the click of a mouse:
1. Ratings (including bank loan ratings) of all entities on which CRISIL has ratings along with their credit rating reports.
2. SME Ratings of all entities on which CRISIL has ratings
3. Ratings of instruments rated by other rating agencies

Key Benefits offered by CRISIL's Rating Information Base:

» Access to Credit Rating Reports: These Credit Rating Reports provide users with a detailed analysis of a company's credit profile. A credit rating report includes access to important contributors to a rating decision like industry outlooks, business and financial profiles, management evaluation and the debt servicing ability for the rated entities among others. Further, in case of bank loan ratings, the bank-wise details of bank facilities are also provided in the credit rating report.

» Advanced search: This feature allows the subscriber to track and analyze trends in ratings by sorting on various parameters like industry, company, instrument or time periods. This helps users in adopting a top-down approach in investment decision making by selecting specific sectors first and then in identifying fundamentally strong companies across India in those sectors.

» List of companies having ratings from CRISIL and other rating agencies: Subscribers to the services can access a complete list of credit ratings from all credit rating agencies in India. The service provides a very convenient single screen view to users of all the instruments that have been rated in India.

» Email alerts on Rating Actions (Rating Releases): This feature provides subscribers access to CRISIL's latest rating releases through emails sent on the same day as the rating announcement.

» Rating History: Access under this service is provided to CRISIL's huge Rating Release archive for 5 years. This helps the user to know the current ratings outstanding of any debt issuance, in the perspective of the historical ratings awarded to a company's debt instruments.

» Commentaries and analysis: This feature offers subscribers access to the analytical opinions and commentaries from CRISIL ratings. These provide users with CRISIL's views on a number of topical themes which should be useful to subscribers in understanding CRISIL Ratings' independent and objective view points on various matters.

Why do various market participants subscribe to crisilratings.com?

Market participants from different constituencies in India subscribe to crisilratings.com. The motivation for the same and the benefits derived however vary from client to client. Some of these are as follows:

Banks use it for validating their internal ratings processes and also in identifying potential business opportunities in India
Insurance companies/Mutual Funds use it for meeting compliance requirements as well as an input in developing investment strategies
Investment bankers use it for identification of unlisted and private companies for pitching services related to private equity, IPOs (Independent Public Offers), M&As (Mergers & Acquisitions), Fund Raising, etc.
Large corporates use it for peer analysis, for evaluating prospective vendors and for developing appropriate strategies for treasury investments
Brokerage houses/Portfolio managers use it for identification of fundamentally strong companies in various sectors.